2 AGRIBUSINESS – 2.15 - FARMBUDGET SHORT CUT 5 YEARS 1


ORGANIC FARMING COURSE AGRO-ECONOMY

2 AGRIBUSINESS – 2.15 - FARMBUDGET SHORT CUT 5 YEARS 1 ha




 




 
Calculation for 1 ha 10,000 m² BUILT AN EMPIRE
 
The farmers must make a cost calculation and write everything down.                                        
Most of them make around 100 KSH ($ 1) per square meter on income. 
Some $ 1.5 (150 KSH) as I see it or from the calculations of individual people.
That is not enough in the long run. You also must be able to build up reserves and slowly build a house there, a room and stables every year. As a home and inheritance for the children. Think long-term and therefore successfully.
Grow mixed vegetables and livestock that builds up as a hidden reserve.
Fruit trees and berry bushes next to the vegetables do less work.
You don't just work for a year; you work for a better future for your family.
 
INVESTMENT 1 $/m²
With an investment of 1 $ (100 KSH) per m² you can increase the income considerably, so that the money comes back in the first year.
Those who work intensively and have a farm can use active measures for intensive soil improvement, precise irrigation SUBSURFACE on the roots, and 2-3 harvests a year to increase their annual income from $ 2.5 to $ 5. (250 - 500 KSH). Avoid buying new pesticides and chemical fertilizers every year that will ruin your soil in the long term.  Start making compost on your own, and your soil will be better from year to year.
 
TAKE A LOAN
It is important to have a start-up capital of $ 10,000 over 5 years for one hectare, even if you pay 12% interest. For this purpose, I can send a 12-page budget plan to present to the bank.
To show what action is being taken. (1 square meter is 3 square foot).
Start to work with a consultant and present this to your bank. So that they can trust you. 
 
BUDGET PLAN FOR BANK
We send you a detailed budget plan for 1 ha, for the first 5 years. (12 pages). 
Farmers can use this to discuss with your bank and show know how and assist with an consultant. Best on email. Write me a PM. Or mail to don.ronaldo@gmx.de
And send 500 KSH along Mpesa for a single mom as Charity to Joyce Rioba 0727 572669. 
Uganda: 18.900 UG Sh Charity for mom with twins Stella MTN or Airtel +256 781 7085572
 
CALCULATION for the 1st year , one harvest
$ +10,000 Loan to finance           (1,00 $/m²- 100 KSH) 
$ +24,650 TOTAL REVENUE          (2,50 $/m²- 250 KSK) $ -12,850 INVESTMENT     (1,28 $/m²- 128 KSH) 
Drip system, walking Tractor, car, well, motor.
$   -5,060 COST RUN THE FARM (0,50 $/m²- 50 KSH)
$  - 3,200 Return of loan 1/5       (0,32 $/m²- 32 KSH)
$   - 5,109 rent, owner, houses  (0,51 $/m²- 51 KSH)
$   -   300 consulting sheeps
$   + 5,444 cash at the end of 1st year 
(Reserve o,32 $/m²per anno))
 
 CALCULATION for the 2nd  year 2 harvests
$ +29,155 TOTAL REVENUE          (2,91 $/m² - 290 KSH)  
$    -9,372 INVESTMENTS              (0,94 $/m² - 94 KSH) Stable and workshop, fruit trees, berries
$    -7,647 COSTS RUN FARM      (0,75 $/m² - 75 KSH)
$    -2,960 loan return 2/58
$    -6,142 rent, owner, houses  (0,61 $/m² - 61 KSH)
$        -195 consulting sheep’s   
$    +8,282 Cash at end of the 2nd year 
(Reserve o,32 $/m² per anno))
 
 CALCULATION for the 3rd  year, 2-3 harvests
$ +42,585 TOTAL REVENUE          (4,26 $/m² - 426 KSH)
$  -18,630 INVESTMENTS              (1,86 $/m² - 186 KSH) Stable, workshop, greenhouse, fruit trees, berries
$    -9,637 COSTRUN THE FARM (0,96 $/m² - 96 KSH)  
$    -2,720 loan return 3/5 
$    -8,772 rent, owner, houses  (0,88 $/m² - 88 KSH)
$       -285  increase of value the herd  
$ +10,823 cash at the end of 3rd year 
(Reserve o,32 $ per anno))
 
 CALCULATION for the 4th t year, 3 harvests 
$ +48,195 TOTAL REVENUE          (4,82 $/m² - 482 KSH)
$   24,380 INVESTMENTS              (2,44 $/m² - 244 KSH) Stable, workshop, greenhouse, fruit trees, berries
$   -8,671 COST RUN THE FARM (0,87 $/m² - 87 KSH)  
$   -2,480 loan return 4/5    
$   -9,636 rent, owner, houses   (0,64 $/m² - 64 KSH)   
$      -420 increase value 15% consulting 
$ +13,431 cash at the end of 4th year 
(Reserve o,32 $ m²per anno))
 
CALCULATION for the 5th  year, 3 harvest
Fruits, berries, crops, corn
$ +50,830 TOTAL REVENUE          (5,01 $/m² – 500 KSH) $  -25,760 INVESTMENTS                   (2,57 $/m² - 257 KSH)  Stable, workshop, greenhouse, fruit trees, berries
$  -9,418 COST RUN THE FARM (0,94 $/m² - 94 KSH)
$  -2,240 loan return 5/5 
$     - 630 consulting for value herd  
$ +16,014 cash at the end of 5th year  (1,601,400 KSH sleeping Capital)
(Reserve o,32 $ m²per anno))
   
$ 12,700 Worth of the herd with 127 females (sleeping capital) 
 
 
More Info … Grow successful with consultant.
For successful SMART FARMING see 80 lessons about AGRIBUSINESS and 
70 lessons about perfect irrigation SUBSURFACE DRIP IRRIGATION.
 
We supply this in Western Kenya. Please send us your request, when you will double your yield to 3, 4, 5 $ per m² per season, and we plan your farm activities. 
Save 50% water, energy and use MORGANICS SEAWEED FERTILIZER from us, see under ..
https://smart-farming-solutions.blogspot.com
 
Find the LEVEL 1: ORGANIC FARMING COURSE, in fb
750 lessons the BASICS of Organic Farming, find this under ...
https:// www.facebook.com/FAIREC-Atlas-Developement-SARL-654505228040366/
 
Find my lessons in the following hashtags:
#organicfarmer #organic #organicfarmingpractices #organicfarming #organicfarm #foodforest #syntropic #agroecology #syntropicfarming #agroeconomy #introductiontopermaculture #permacultureprinciples #creativethinking #permaculturehomesteading #regenerativefuture #Ubuntu #United4Land
 
 
 
KOZI YA KILIMO HAI KILIMO-UCHUMI
BIASHARA 2 YA KILIMO – 2.15 - MFUPI WA KILIMO MIAKA 5 hekta 1
 
Hesabu ya hekta 1 10,000 m² ILIJENGA HIMAYA
 
Wakulima lazima wafanye hesabu ya gharama na kuandika kila kitu.
Wengi wao hutengeneza karibu KSH 100 ($ 1) kwa kila mita ya mraba kwa mapato.
Baadhi ya $ 1.5 (KSH 150) kama ninavyoona au kutoka kwa hesabu za watu binafsi.
Hiyo haitoshi kwa muda mrefu. Lazima pia uweze kujenga akiba na polepole kujenga nyumba huko, chumba na zizi kila mwaka. Kama nyumba na urithi kwa watoto. Fikiria kwa muda mrefu na kwa hiyo kwa mafanikio.
Panda mboga mchanganyiko na mifugo ambayo hujilimbikiza kama hifadhi iliyofichwa.
Miti ya matunda na misitu ya berry karibu na mboga hufanya kazi ndogo.
Hufanyi kazi kwa mwaka mmoja tu; unafanya kazi kwa ajili ya maisha bora ya baadaye ya familia yako.
 
UWEKEZAJI 1 $/m²
Kwa uwekezaji wa 1 $ (KSH 100) kwa kila mraba unaweza kuongeza mapato kwa kiasi kikubwa, ili pesa zirudi katika mwaka wa kwanza.
Wale wanaofanya kazi kwa bidii na wana shamba wanaweza kutumia hatua tendaji kwa uboreshaji mkubwa wa udongo, umwagiliaji sahihi wa SUBSURFACE kwenye mizizi, na mavuno 2-3 kwa mwaka ili kuongeza mapato yao ya kila mwaka kutoka $ 2.5 hadi $ 5. (250 - 500 KSH). Epuka kununua dawa mpya za kuulia wadudu na mbolea za kemikali kila mwaka ambazo zitaharibu udongo wako kwa muda mrefu. Anza kufanya mbolea peke yako, na udongo wako utakuwa bora mwaka hadi mwaka.
 
CHUKUA MKOPO
Ni muhimu kuwa na mtaji wa kuanzia wa $10,000 kwa miaka 5 kwa hekta moja, hata kama unalipa riba ya 12%. Kwa kusudi hili, ninaweza kutuma mpango wa bajeti wa kurasa 12 kuwasilisha kwa benki.
Ili kuonyesha ni hatua gani inachukuliwa. (mita 1 ya mraba ni futi 3 za mraba).
Anza kufanya kazi na mshauri na uwasilishe hii kwa benki yako. Ili waweze kukuamini.
 
MPANGO WA BAJETI KWA BENKI
Tunakutumia mpango wa kina wa bajeti kwa hekta 1, kwa miaka 5 ya kwanza. (kurasa 12).
Wakulima wanaweza kutumia hii kujadiliana na benki yako na kuonyesha jinsi na kusaidia na mshauri. Bora kwenye barua pepe. Niandikie PM. Au tuma barua pepe kwa don.ronaldo@gmx.de
Na tuma KSH 500 pamoja na Mpesa kwa mama asiye na mume kama Msaada kwa to Joyce Rioba 0727 572669.
Uganda: Msaada wa 18.900 UG Sh kwa mama aliye na mapacha Stella MTN au Airtel +256 781 7085572
 
HESABU kwa mwaka wa 1, mavuno moja
$ +10,000 Mkopo wa kufadhili (1,00 $/m²- 100 KSH)
$ +24,650 JUMLA YA MAPATO (2,50 $/m²- 250 KSK) $ -12,850 UWEKEZAJI (1,28 $/m²- 128 KSH)
Mfumo wa matone, Trekta ya kutembea, gari, vizuri, motor.
$ -5,060 GHARAMA ENDESHA SHAMBA (0,50 $/m²- 50 KSH)
$ - 3,200 Marejesho ya mkopo 1/5 (0,32 $/m²- 32 KSH)
$ - 5,109 kodi, mmiliki, nyumba (0,51 $/m²- 51 KSH)
$ - 300 kondoo wa ushauri
$ + 5,444 pesa taslimu mwishoni mwa mwaka wa 1
(Hifadhi o,32 $/m² kwa mwaka))
 
 HESABU kwa mwaka wa 2 mavuno 2
$ +29,155 JUMLA YA MAPATO (2,91 $/m² - 290 KSH)
US$ -9,372 UWEKEZAJI (0,94 $/m² - 94 KSH) Imara na warsha, miti ya matunda, beri
$ -7,647 GHARAMA INAENDELEA KILIMO (0,75 $/m² - 75 KSH)
$ -2,960 mkopo kurudi 2/58
$ -6,142 kodi, mmiliki, nyumba (0,61 $/m² - 61 KSH)
$ -195 kondoo wa ushauri
$ +8,282 Pesa taslimu mwishoni mwa mwaka wa 2
(Hifadhi o,32 $/m² kwa mwaka))
 
 HESABU kwa mwaka wa 3, mavuno 2-3
$ +42,585 JUMLA YA MAPATO (4,26 $/m² - 426 KSH)
UWEKEZAJI WA $ -18,630 (1,86 $/m² - 186 KSH) Imara, warsha, chafu, miti ya matunda, beri
$ -9,637 COSTRUN THE FARM (0,96 $/m² - 96 KSH)
$ -2,720 mkopo kurudi 3/5
$ -8,772 kodi, mmiliki, nyumba (0,88 $/m² - 88 KSH)
$ -285 ongezeko la thamani ya kundi
$ +10,823 pesa taslimu mwishoni mwa mwaka wa 3
(Hifadhi o,32 $ kwa mwaka))
 
 HESABU kwa mwaka wa 4, mavuno 3
$ +48,195 JUMLA YA MAPATO (4,82 $/m² - 482 KSH)
UWEKEZAJI WA $ 24,380 (2,44 $/m² - 244 KSH) Imara, karakana, chafu, miti ya matunda, beri
$ -8,671 GHARAMA ENDESHA SHAMBA (0,87 $/m² - 87 KSH)
$ -2,480 mkopo kurudi 4/5
$ -9,636 kodi, mmiliki, nyumba (0,64 $/m² - 64 KSH)
$ -420 kuongeza thamani 15% ushauri
$ +13,431 pesa taslimu mwishoni mwa mwaka wa 4
(Hifadhi o,32 $ m² kwa mwaka))
 
HESABU kwa mwaka wa 5, mavuno 3
Matunda, matunda, mazao, mahindi
$ +50,830 JUMLA YA MAPATO (5,01 $/m² – 500 KSH) $ -25,760 UWEKEZAJI (2,57 $/m² - 257 KSH) Imara, warsha, chafu, miti ya matunda, matunda ya beri
$ -9,418 GHARAMA ENDESHA SHAMBA (0,94 $/m² - 94 KSH)
$ -2,240 mkopo kurudi 5/5
$ - 630 ushauri kwa thamani kundi
$ +16,014 pesa taslimu mwishoni mwa mwaka wa 5 (Mtaji wa kulala wa KSH 1,601,400)
(Hifadhi o,32 $ m² kwa mwaka))
 
$ 12,700 Thamani ya kundi na majike 127 (mtaji wa kulala)


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