2 AGRIBUSINESS – 2.11 - WHAT YOUNG AND BEGINNING FARMERS SHOULD KNOW
ORGANIC FARMING COURSE AGRO-ECONOMY
2 AGRIBUSINESS
– 2.11 - WHAT YOUNG AND BEGINNING FARMERS SHOULD KNOW
GROW 3,4 $ per m² 476
KSH) start to make 25.000 kg per acre and 13.000 $ (1.927.800 KSH)
6000 lb = 2720 kg on 1/10 acre, is 27.200 Kg on
an acre or 6,7 kg per m²
Below are the top five things young and
beginning farmers should think about when it comes to their farm finances.
1. Balance sheet
Do a farm business and personal balance sheet
every year?
The balance sheet gives you a snapshot of your
farm’s current standings.
2. Keep records
Make record keeping a priority on your farm and
do it well. Knowing exactly what state your farm is in from a financial and
production standpoint is beneficial in making sure you are on the right track
for a successful farm business.
3. Costs of production
Know your costs of production. A cash flow
statement can help you identify; And important is o make a Budget Plan and a
Production Plan.
4. Farm business analysis
Doing an annual farm business analysis forces
you to do a balance and will help you to understand your costs of production.
This will allow you to benchmark your business against other top producers in
the area. A business analysis is also an excellent tool to monitor progress,
set goals and monitor progress on those goals.
5. Family living
Know what it really costs you for family living
— People tend to underestimate this. Plan and grow your business to meet
realistic family living needs that will increase over time. A personal balance
sheet can help you identify what those needs are.
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KOZI YA KILIMO HAI KILIMO-UCHUMI
2 KILIMO – 2.11 - WAKULIMA VIJANA NA WAANZIO
WANATAKIWA KUJUA NINI?
KUKUA $3,4 kwa kila mraba (KSH 475) unaanza
kufikia kilo 25.000 kwa ekari na $ 13.000, (KSH 1.927.800)
Yafuatayo ni mambo matano makuu ambayo vijana na
wakulima wanaoanza wanapaswa kufikiria kuhusu fedha zao za kilimo.
1. Karatasi ya usawa
Je, biashara ya shambani na mizania ya kibinafsi
kila mwaka?
Laha ya usawa inakupa picha ya hali ya sasa ya
shamba lako.
2. Weka kumbukumbu
Weka kumbukumbu kuwa kipaumbele kwenye shamba
lako na uifanye vizuri. Kujua hasa hali ambayo shamba lako liko kutoka kwa
mtazamo wa kifedha na uzalishaji kuna faida katika kuhakikisha kuwa uko kwenye
njia sahihi ya biashara yenye mafanikio ya shamba.
3. Gharama za uzalishaji
Jua gharama zako za uzalishaji. Taarifa ya
mtiririko wa pesa inaweza kukusaidia kutambua; Na muhimu ni o kutengeneza Mpango wa Bajeti
na Mpango wa Uzalishaji.
4. Mchanganuo wa biashara ya
shamba
Kufanya uchambuzi wa kila
mwaka wa biashara ya shamba hukulazimu kufanya usawa na itakusaidia kuelewa
gharama zako za uzalishaji. Hii itakuruhusu kuweka alama ya biashara yako dhidi
ya wazalishaji wengine wakuu katika eneo hili. Uchambuzi wa biashara pia ni
zana bora ya kufuatilia maendeleo, kuweka malengo na kufuatilia maendeleo ya
malengo hayo.
5. Kuishi kwa familia
Jua ni nini inakugharimu kwa
maisha ya familia - Watu huwa na tabia ya kudharau hii. Panga na kukuza
biashara yako ili kukidhi mahitaji ya kweli ya maisha ya familia ambayo
yataongezeka kwa muda. Karatasi ya usawa ya kibinafsi inaweza kukusaidia
kutambua mahitaji hayo ni nini.
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